A round-the-world trip, or maybe a bigger TV? Yes, you can. For here’s an account that’s just as spontaneous as your plans.
Category A – This is a ‘classic’ savings account, i.e. no conditions apply to either the basic interest rate or the loyalty bonus.
base rate: 1,40% on annual basis
fidelity rate: 0,40% on annual basis
Put in as much as you like
Take out cash anytime. If you withdraw your money before the end of the 12-month period, you will not receive a loyalty premium on this money.
Talk about saving money
Online saving for spontaneous souls
How long can you save? Forever and ever. With the open-ended Dynamic Savings account, you’re the one to decide where it ends.
Interest rates aren’t set in stone. If yours change, we’ll email you. The correct rates are always on our website, too.
Saving up for a rainy day—and then suddenly it’s pouring. No worries: you can withdraw as much as you like, whenever you like. It’s your money.
If you withdraw your money before the end of the 12 month period, you will not receive a loyalty bonus on that money. Your account exists online only. View it wherever you are and make changes anytime.
Mark January 1st in your calendar: that’s when we’ll pay your 1,40% base rate. To boot, your fidelity premium will be paid every quarter, after saving your money for 1 year.
The fidelity premium will only be earned for amounts that remain continuously in the account for 12 consecutive months. The applied rate remains unchanged during this 12-month period and will be equal to the rate in effect at the time of the money deposit, even if it has been modified in the meantime.
Please read our Essential information for savers before opening an account.
This is a regulated savings account with an indefinite duration created by MeDirect Bank S.A. (Belgian law applies).
Bankruptcy risk: if we ever go bankrupt, your savings will be guaranteed up to € 100.000 euro. Any deposits you have over € 100.000 euro could be reduced or converted into shares (bail-in).
Inflation risk: Continuing price rises could lead to a loss in value of the saved money.
Up to € 1020 of interest per person, you don’t pay any taxes. For interests that exceed this amount, you’ll pay a withholding tax of 15%.
There’s also a double exemption up to and including € 2040 for a joint account with a cohabiting or married partner.
This tax regime applies to retail customers residing in Belgium.
Or maybe this is more your thing
The sooner you start managing your money your way, the sooner you’ll see results. Make your own choices and find what feels good. Sign up and open your account in a heartbeat.