MeDirect Fixed
Term Account

Good things come to those who wait. If you’re willing to part with your money for a fixed bit of time, you’ll reap the benefits of a rate that goes up the longer you wait. Pay day is once a year, and you get to choose the currency.

3 months to 5 years


Stay as long as you like

Attractive rates


Reap the benefits at maturity for 3 and 6 months Term deposits and once a year for 1 to 5 years maturities.

€ £ $


Three currencies to choose from

It's free


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Annual rates

EUR
GBP
USD
TYPE
Gross
Net
Gross
Net
Gross
Net
3 months
2,86%
2.00%
3.50%
2.45%
3.50%
2.45%
6 months
2.86%
2.00%
3.50%
2.45%
3.50%
2.45%
1 years
2.86%
2.00%
1.50%
1.05%
1.50%
1.05%
2 years
2.86%
2.00%
1.50%
1.05%
1.50%
1.05%
3 years
2.86%
2.00%
1.50%
1.05%
1.50%
1.05%
4 years
2.86%
2.00%
1.50%
1.05%
1.50%
1.05%
5 years
2.86%
2.00%
1.50%
1.05%
1.50%
1.05%

Prorata rates for maturities below 1 year

« Prorata » rate EUR
« Prorata » rate GBP
« Prorata » rate USD
TYPE
Gross
Net
Gross
Net
Gross
Net
3 months
0.72%
0.50%
0.88%
0.61%
0.88%
0.61%
6 months
1.43%
1.00%
1.75%
1.23%
1.75%
1.23%

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In case you are fresh to start.

How do I open an account ?

  1. Click ‘Become a client’ to start the online application process. You will be asked if you wish to open up a single or a joint account. Complete your personal data as requested on screen.
  2. You will be guided to provide a clear copy of the front and back of a valid Belgian ID and to take a selfie.You can choose from the following 2 options:
    • Use your smartphone to take a photo of your ID and a selfie.
    • Upload a photo or a scan of your ID and take a selfie using the camera on your electronic device (eg webcam).
  3. Complete the online application process and sign it digitally. Keep your mobile close at hand.
  4. Make a first payment to your MeDirect Cash Account from an external account registered in your name.
    • If you applied to open a joint account, you can transfer your first payment from an external joint account (registered in the name of both account holders) or from two different accounts, each registered in the name of the individual account holder.
  5. Once the payment has been received, a MeDirect Cash Account will be opened for you. You will then get full access to the secure website.
Once logged in into the secure website, you can open a Savings, Fixed Term Deposit and/or an Investment account via ‘Open an account’.

How can I deposit funds in my account?

You can deposit funds by instructing a bank transfer from an external bank account to your MeDirect account.

Are there any fees for opening an account?

No charges are applicable when opening an account with MeDirect. There are also no charges for the maintenance of your accounts.

Helpful answers

Start saving

The sooner you start managing your money your way, the sooner you’ll see results. Make your own choices and find what feels good. Sign up and open your account in a heartbeat.