Investing?
I'm taking care of it
To know or not to know your way around the world of investment? It doesn’t matter. MeDirect brings you the tools you need to put your money to work—safely, simply and on your own terms. Choose the ETFs, funds, bonds or equities of your liking and start to invest.
Start with an
investment plan from €100
Skip the complicated decisions! Choose a pre-built investment plan designed by our team of professionals in just a few clicks. Our experts have done the heavy lifting for you, so you can start investing with ease.
Investing?
I'm taking care of it
MeDirect brings you the tools you need to put your money to work—safely, simply and on your own terms. Choose the ETFs, funds, bonds or equities of your liking and start to invest.
Invest ? I'm taking care of it
To know or not to know your way around the world of investment? It doesn’t matter. MeDirect brings you the tools you need to put your money to work—safely, simply and on your own terms. Choose the ETF’s, funds, bonds or equities of your liking and start to invest.
Invest with our very user-friendly app
Buy and sell equities, bonds, ETFs and funds and view your portfolio in detail by using our app – anywhere, anytime. Our highly rated app is available for iOS in the App Store and Android in the Play Store. The world of investing is at your fingertips.
Short overview of what we offer
To be able to invest well, you must know which options are available to you. Here is a clear and brief overview of our offer that will allow you to make informed investment decisions.
The choice is yours
Choose an expert-built investment plan or explore our full investment universe of
Mutual Funds, ETFs, Equities or Bonds, and start investing today!
Start with an
investment plan from €100
Skip the complicated decisions! Choose a pre-built investment plan designed by our team of professionals in just a few clicks. Our experts have done the heavy lifting for you, so you can start investing with ease.
Explore our Investment Universe
Invest your
way with MeSolo
To know or not to know your way around the world of investment? It doesn’t matter. MeDirect brings you the tools you need to put your money to work—safely, simply and on your own terms.
The choice is yours
Choose a pre-built investment plan or explore thousands of individual assets across mutual funds, ETFs, stocks, and bonds. Need inspiration? Check our own curated lists!
Go for a pre-made solution from €100
Skip the complicated decisions! Choose a pre-built investment plan designed by our team of professionals in just a few clicks. Our experts have done the heavy lifting for you, so you can start investing with ease.
Choose your own
financial instruments
We only work with
the best in the market
Invest on your own in ETFs
Investors are increasingly talking about ETFs, but what exactly are they? And how do they work?
Before we delve into ETFs, we should first talk about indexes. You are probably already familiar with certain indexes, such as the BEL20. The BEL20 is an index consisting of the 20 largest publicly traded Belgian companies. Other examples include the S&P 500, which comprises the 500 largest American companies, and the MSCI World, which includes stocks from around the world.
Back to our ETFs. This abbreviation stands for “exchange-traded funds.” However, ETFs are also often referred to as trackers because they simply follow an index.
In contrast to mutual funds, most ETFs do not involve active decision-making by a manager. Instead, an ETF is constructed to closely track a specific index without aiming to outperform it.
Additionally, ETFs differ from mutual funds in that they are traded directly on the stock exchange. On the other hand, when you are subscribing or selling units of a mutual fund, the transaction will be executed at the net asset value of the fund, which is calculated daily and therefore not known in advance.
In addition to ETFs tracking well-known indexes like the S&P 500 or BEL20, there are also ETFs that track more specific indexes, such as those related to a particular industry or region. For example, the artificial intelligence industry or Japan.
Another advantage of ETFs? Management fees are generally lower than those for mutual funds. At MeDirect, you can invest in ETFs without brokerage fees*.
*Excluding any applicable taxes. Investing always involves risks.
ETFs: Get inspired
Our most
popular ETFs
Wondering which ETFs investors are choosing? Each quarter, we highlight the ETFs most purchased by our clients. Check our ETF selection and take inspiration to make your next investment move!
ETFs: a strong
partnership with iShares
In 2025, we partnered with iShares to offer you much more than just access to their ETFs. The result? A dedicated page featuring the insights you need to invest wisely. Visit our page to discover:
- Market updates
- Expert insights
- Detailed information on iShares products
Invest on your own in Funds
Mutual funds are by far the most popular investment product among Belgians. But what makes them so popular? And how do they differ from ETFs?
Instead of picking individual stocks yourself, your money is pooled with other investors and professionally managed by an expert investment team. While some funds pursue niche objectives, the primary goal is typically to outperform a specific market index, like the S&P 500.
The Key Benefits of Mutual Funds
- Professional, Active Management: Fund managers do the heavy lifting. They research, choose which instruments to include or exclude, and decide how much weight each asset gets. For example, in a multi-asset fund, managers dynamically adjust the ratio between equities and bonds based on current economic forecasts.
- Built-in Diversification: Managers strategically allocate your investment across a wide range of assets, sectors, and global regions.
The main distinction comes down to how they are managed and the associated costs:
| Feature | Mutual Funds | ETFs (Exchange-Traded Funds) |
|---|---|---|
| Management Style | Active: Experts actively buy and sell to try and outperform the market. | Passive: Algorithms generally track a specific index to match the market. |
| Cost Structure | Typically higher management fees due to the active expert involvement. | Typically lower fees since they are not actively managed. |
| Diversification | High; can easily mix distinct asset classes (e.g., bonds + equities). | High; but usually tracks a specific index or sector. |
€0 entry and exit fees on mutual funds
Years ago, we eliminated entry* and exit fees on mutual funds. Why? Because nothing should stand between your money and growth. Protecting your potential returns isn’t just a promise–it’s a fact.
*MeDirect Bank SA does not charge any commission on the subscription of a mutual fund for its own benefit; however, taxes may apply on redemption. The holding of an investment fund generates charges levied by the fund and the remuneration of the services provided by MeDirect is paid by the subscribed fund through a partial retrocession of its management fee.
Funds: Get inspired
MeDirect
fund selection
Looking for inspiration to find quality funds? Explore our lists of Equity, Bond, Multi-Asset and Thematic funds, specifically curated by our experts, through an in-depth quantitative and qualitative assessment to help you save time in your search.
MeDirect
Most bought funds
What’s moving the needle for other investors in Belgium? Whether you’re looking to follow the smart money or simply want to see which strategies are gaining traction in the local market, our “Most Bought” list offers a real-time window into current trends. These ten mutual funds represent the top picks from the MeDirect community over the last quarter.
Enjoy now 1% bonus*
until
31 March 2026 inclusive!
Invest from €100 with investment plans
Hundreds of funds, thousands of possibilities. What if investing finally became easier?
With our investment plans, you can start investing in pre-built portfolios of mutual funds from just €100. No complicated choices, no stress.
Your money, your choice, your pace
Our investment plans are…
-
Designed by our experts: avoid complicated choices!
Simply pick one of our three pre-built plans - Accessible: open a plan in just a few clicks, starting from €100
- At your pace: automatically add monthly contributions from €25
- Transparent: easily monitor your portfolio 24/7 through your MeDirect app
- Flexible: decide when to invest, sell, or stop. The choice is yours!
Deep Dive:
Funds & Asset Managers
Every month, we partner with top asset managers to perform a comprehensive deep dive into a specific mutual fund. We take a closer look at the fund’s strategy and the expert team actively managing the investments. Additionally, we publish a dedicated monthly article profiling a featured asset management company, giving you transparent insights into the people and philosophies behind the markets.
See our latest asset articles below
Invest on your own in Equities
Ever wondered how you could benefit from the success of companies? If so, investing in equities might be an option. By buying equities, you become a co-owner of a company and can benefit from its growth and profitability. If the company is doing well, the stock price will increase. You can then make a profit between your purchase price and your selling price. The company can choose to distribute these profits to its shareholders in the form of dividends, or to keep them to invest in its future growth. Equities offer the potential of high returns. Historically, the returns on equities have been higher than those of bonds and cash. However, remember that higher returns also come with higher risks. Not all companies will be successful or remain successful, and it’s also important to consider general market risk. During recessions, when the economy slows or contracts, most equities tend to perform negatively. In these periods, the likelihood increases that some companies will encounter difficulties or possibly go bankrupt. To weather these downturns, it’s crucial to maintain a long-term investment horizon. Diversification also plays a key role in managing risk—by spreading your investments across a variety of equities and sectors, you reduce exposure to any single company or industry. And don’t forget, after the rain comes sunshine. The first trading days of a recovery after a market correction are usually the best trading days. Regularly reviewing your portfolio ensures it stays balanced and aligned with your goals, helping you navigate both market challenges and opportunities.
Invest on your own in Bonds
When you buy a bond, you are lending money to the issuer of the bond, which might be a company or a government. Therefore, you own a piece of the issuer’s debt, and in return, you usually receive an annual interest payment. The bonds offered by MeDirect always have a fixed maturity too. This means you know in advance when your capital will be repaid.
The amount of interest you receive is also usually fixed and depends on several factors. For example, creditworthiness, term, and currency all play a role. Generally, the higher the interest rate, the higher the risk. Although the interest rate and capital are usually fixed with a bond, you must always keep in mind that an issuer could go bankrupt.
Bonds have several advantages. They react differently to market fluctuations compared to equities and reduce the volatility of your portfolio during periods of economic storms. Moreover, interest rates provide regular income, and you retain flexibility with a bond, by being able to buy and sell them on the secondary market.
If you sell before maturity, be aware that the price you receive will depend on the market value. In other words, the price may be higher or lower than the price you paid at purchase.
Besides the coupon (your annual interest), your actual profit depends on the price you pay for the bond. If you buy a bond for less than its nominal value (the full amount you get back at the end), your total return will be higher than the interest rate. If you pay more than that amount, your return will be lower. This total expected return—which combines the coupon, your purchase price, and the time left until the bond matures—is called the Yield to Maturity.
Mutual funds
A mutual fund consists of multiple financial assets. The main difference with trackers (ETFs) is that the financial instruments in a mutual fund are actively managed by fund managers, whose aim is to achieve a better return than the market (except index funds). At MeDirect, you do not pay any entry fees when investing in mutual funds*. With MeSolo, you can choose the fund that suit you best from our wide range of funds.
Equities
When you invest in equities, you directly invest in a company. The value of this equity depends on the performance of the company and the fluctuations of the market. Your return therefore depends on the value of the equity or the dividend paid. With MeSolo, you have access to over 3,000 equities from the biggest stock exchanges worldwide.
ETFs
If you want to follow a specific stock exchange market or a specific (financial) index, you can choose to invest in Exchange Traded Funds (ETFs). An ETF often consists of a basket of different equities or other financial products. The value of your ETF will be closely linked to the market or index performance it follows. Discover our wide range of ETFs through to MeSolo.
Bonds
By issuing a bond, companies or governments raise money to fund their own investments. By investing in a bond, you are lending money to the company (corporate bond) or the government (government bond) concerned. The value of the bond depends on the solvency of the issuer and the market interest rates. We offer a wide range of corporate and government bonds available through MeSolo.
Investment plan
MeGreen is a ready-made portfolio composed of 5 NN Investment Partners investment funds.
*MeDirect Bank SA does not charge any commission on the subscription of a mutual fund for its own benefit; however, taxes may apply on redemption. The holding of a mutual fund generates charges levied by the fund and the remuneration of the services provided by MeDirect is paid by the subscribed fund through a partial retrocession of its management fee.
Before investing, please carefully read the risks of financial instruments.
We only work with the best in the market
The choice is yours
Choose a pre-built investment plan or explore thousands of individual assets across mutual funds, ETFs, stocks, and bonds. Need inspiration? Check our own curated lists!
Go for a pre-made solution from €100
Skip the complicated decisions! Choose a pre-built investment plan designed by our team of professionals in just a few clicks. Our experts have done the heavy lifting for you, so you can start investing with ease.
Choose your own
financial instruments
We only work with
the best in the market
Invest on your own in ETFs
Investors are increasingly talking about ETFs, but what exactly are they? And how do they work?
Before we delve into ETFs, we should first talk about indexes. You are probably already familiar with certain indexes, such as the BEL20. The BEL20 is an index consisting of the 20 largest publicly traded Belgian companies. Other examples include the S&P 500, which comprises the 500 largest American companies, and the MSCI World, which includes stocks from around the world.
Back to our ETFs. This abbreviation stands for “exchange-traded funds.” However, ETFs are also often referred to as trackers because they simply follow an index.
In contrast to mutual funds, most ETFs do not involve active decision-making by a manager. Instead, an ETF is constructed to closely track a specific index without aiming to outperform it.
Additionally, ETFs differ from mutual funds in that they are traded directly on the stock exchange. On the other hand, when you are subscribing or selling units of a mutual fund, the transaction will be executed at the net asset value of the fund, which is calculated daily and therefore not known in advance.
In addition to ETFs tracking well-known indexes like the S&P 500 or BEL20, there are also ETFs that track more specific indexes, such as those related to a particular industry or region. For example, the artificial intelligence industry or Japan.
Another advantage of ETFs? Management fees are generally lower than those for mutual funds. At MeDirect, you can invest in ETFs without brokerage fees*.
*Excluding any applicable taxes. Investing always involves risks.