When you make a payment with your card, the funds are debited from the current account held solely in your name which holds the same currency as the transaction. If you do not own a current account in this currency, or you do not have enough balance in this account, the funds are debited from your current account held in euros or from the foreign currency current account that holds the highest balance (if the balance of your current account held in euros is insufficient). When the debited account is not in the currency of the payment, a foreign exchange fee applies (see the Tariffs and Charges for more information).