No, MeDirect does not offer individual investment advice regarding specific securities. MeDirect does manage your Wealth Management Portfolio as a whole. Our tool uses sophisticated profiling systems to provide you with financial advice tailored to your personal situation, preferences and financial objectives. The methodology underlying our wealth management tools was developed by financial planning agency Stremersch Van Broekhoven & Partners. This agency has offered financial advice since 1990 in terms of financial planning and is an expert in performing wealth analyses. Morningstar, market leader in providing key investment information, creates the portfolio recommendation They are also reviewed by the MeDirect Investment Committee, whose members have a wide range of experience in the investment banking and investment management sector.

You can withdraw an amount from the Wealth Management Portfolio. You can withdraw this amount yourself via the secure website. Select the Wealth Management Portfolio via ‘My investments’ and click the ‘Withdraw amount’ button at the top of your Wealth Management Portfolio overview. The minimum amount is € 5.000. You must also ensure that a minimum of EUR 5.000 in investments remains in your portfolio. You can also choose to sell your entire Wealth Management Portfolio via the ‘Sell all’ button. Please note: MeDirect does not charge any transaction costs. However, when selling capitalisation funds, you must pay the stock exchange tax and possibly also capital gains tax.

The purpose of our wealth management tools is to help you define your financial objectives and find the optimal way of achieving them, given the information you provide in relation to your income, savings, attitude toward risk and so on. The more we know about you, the better we can assess whether certain investments are suitable to you and increase the likelihood of achieving your financial goals. As you progress through the planner and move from generic to customised investment advice, we will need to ask you additional questions in order to be sure that our advice is tailored to your specific circumstances.

You can sell the entire Wealth Management Portfolio via the button ‘Sell all’. Please note: MeDirect does not charge any transaction costs. However, when selling capitalisation funds, you must pay the stock exchange tax and possibly also capital gains tax. MeDirect will also calculate the proportional outstanding Wealth Management fees still to be paid.

The simulation tool to determine your investor’s profile on our website is free of charge. MeDirect suggests a wealth management portfolio, in keeping with your personal investor’s profile. If you decide to follow our recommended portfolio and to invest in the discretionary managed portfolio, an amount is charged based on the total value of the managed assets at the end of every quarter. Click  here to view all applicable tariffs and charges.

Absolutely not. We will offer recommendations that are designed to help you meet your financial needs and objectives, but you are under no obligation to invest in accordance with our recommendations.. Before you make a decision to let us manage your portfolio, you can save your virtual portfolio and track it before making an informed judgement.