Investment Plan - Capitalisation and Income

The objective of the Sub-Fund is to seek a return close to the reference indicator Euribor 3-month, by investing at least 67% of its total assets in money market instruments. The Sub-Fund must maintain an average portfolio maturity not exceeding 90 days. The Sub-Fund may invest in financial derivative instruments for hedging purposes. For more information, please refer to the Sub-Fund's prospectus.

The Fund intends to invest primarily in shares of European companies. The Fund is managed using “quantitative methods”. We define “quantitative methods” as mathematical, logical and statistical techniques used for stock selection purposes. The Fund is actively managed within its objectives and is not constrained by a benchmark. For more information, please refer to the Fund's prospectus.

The Fund aims to maximize the total return on your investments by investing at least two-thirds of its assets in a diversified portfolio of investment grade corporate fixed income instruments and securities in euro, issued by companies and using prudent investment management principles. The fund may invest up to 15% in securities of lesser quality. These securities are considered to be more risky, but typically produce a higher level of income. The fund may invest in derivative instruments rather than directly in the underlying securities themselves. For more information, please refer to the Fund's prospectus.

The Fund invests at least 80% of its total assets in fixed income securities. These include bonds and money market instruments (i.e. debt securities with short term maturities). At least 70% of the Fund’s total assets will be invested in securities that are denominated in euro. The fixed income securities may be issued by governments and, government agencies of, and companies and supranationals domiciled in, countries inside or outside of the Eurozone. At least 80% of the Fund’s total assets will be investment grade at the time of purchase. For more information, please refer to the Fund's prospectus.

The Fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or the main business of which is in, Europe. The investment adviser has discretion to select the Fund's investments and in doing so may take into consideration the MSCI Europe Value Index. The Fund places particular emphasis on equity securities of companies that are undervalued. For more information, please refer to the Fund's prospectus.

The fund aims to provide a combination of capital growth and income to deliver a return that is higher than that of the global bond market over any five-year period. At least 80% of the fund is invested in bonds issued by governments and companies located in any country. The investment manager selects investments based on an assessment of macroeconomic factors. The fund may use derivatives to gain exposure to investments exceeding the value of the fund (derived products). For more information please refer to the prospectus.

The Fund aims to maximize the "real return" on your investments. The Fund invest primarily in inflation-linked fixed income securities and instruments issued by governments , their agencies or companies worldwide. The Fund invest primarily in "investment grade" securities but may also invest up to 10% in "non-investment grade" securities, which are considered more risky. The assets held by the Fund may be dominated in a wide variety of currencies with non-USD currency exposure limited to 20% of total assets. The fund may invest in derivative instruments. For more information, please refer to the Fund's prospectus.

The Fund invests across market capitalizations and sectors in a flexible manner. The selection of these stocks is based on fundamental analysis. The selection is portfolio is consistently built from the bottom up to exhibit attractive valuation, strong business fundamentals and improving business momentum. Investments are predominantly made in securities denominated in US dollars. The fund is denominated in euros. For more information, please refer to the Fund's prospectus.

The objective of this actively managed Fund is to invest in a portfolio of high-quality, long-term growth companies. The Fund will invest at least two-thirds of its assets in securities issued by companies quoted or traded on regulated markets and that have their headquarters in, or principally carry out their activities in Emerging Markets or in securities issued by governments of Emerging Market countries. The Fund may primarily invest in shares and in other securities related to shares, where it is deemed in the best interest of investors, The Fund may use derivative instruments. For more information, please refer to the Fund's prospectus.

The Fund invests primarily in listed or traded shares (and related instruments) of issuers in Japan, or which derive a substantial part of their revenue from Japan. It may also invest in other asset classes, including debt securities, currencies, deposits and other funds and in other regions. A thorough investment screening process may mean the Fund owns a relatively limited number of investments. The Fund may use financial derivative instruments. For more information, please refer to the Fund's prospectus.