The MeDirect Wealth Management, based on a strategic asset allocation and the selection of the best funds, in collaboration
with the Morningstar experts, is paying off. The final result over the past 5 years is therefore positive and contributes in achieving healthy long-term returns (of 5 years or more), which is the aim of MeDirect Wealth Management.
*Gross return (management fee (max. 0,90%) and possible taxes excluded). Past performances are no guarantee for future results.
At MeDirect you only pay an annual management fee from max. 0,90% (VAT incl.)**. No other costs are applicable. We do not charge any entry, exit or transaction costs. You can exit at any time.
Qualitative management for you
Managed by our experts in collaboration with Morningstar. The strategic asset allocation and the careful selection of funds form the basis of the Portfolio.
Follow your portfolio online 24/7
You have 24/7 access to the evolution of your Portfolio via your online banking platform. You also receive a quarterly report showing quarterly performance.
How does it works ?
Answer the questionnaire to determine your profile
Discover your portfolio adapted to your personal investors profile
Invest in your portfolio managed by our experienced team of experts
Not everyone has enough time, the necessary patience and the knowledge to compose and follow up a well-diversified investment portfolio. Therefore the MeDirect Investment committee works in collaboration with Morningstar, an independent financial researcher, to select the best funds for our portfolios and to determine a healthy asset allocation.
Unfortunately we are not able to accept the following funds as MeDirect can not act as a distributor:
all KBC funds
all Candriam funds
a limited list of BNP Paribas funds
the Belgian pension funds
How are these transactions executed for my Wealth Management Portfolio?
If you would like to add an additional amount, this amount will be composed in accordance with your pre-established investor profile, and not according to the current composition of your Wealth Management Portfolio. Because of the market conditions, it is possible that the funds in your portfolio have, meanwhile, a different weighting. The big advantage is that less operations are needed during the rebalancing every quarter. This way, you pay less tax when you sell.
If you would like to withdraw or add an additional amount, this amount will be composed according to the current weightings of the funds in the Wealth Management Portfolio at that moment. The percentage distribution per fund is rounded down, without decimals. For example, 9,63% will become 9%. The remaining amount will then be added to the largest fund in the Wealth Management Portfolio in order to always make up a total of 100%. When you have confirmed the order, it is sent for processing. You must take into account that funds do not always have the same processing time. When all orders have been processed, you will receive a confirmation of execution via the mailbox of the secured website. The amount will be paid into your cash account.
Can I withdraw an amount from my Wealth Management Portfolio?
You can withdraw an amount from the Wealth Management Portfolio. You can withdraw this amount yourself via the secure website. Select the Wealth Management Portfolio via 'My investments' and click the 'Withdraw amount' button at the top of your Wealth Management Portfolio overview. The minimum amount is € 5.000. You must also ensure that a minimum of EUR 5.000 in investments remains in your portfolio. You can also choose to sell your entire Wealth Management Portfolio via the 'Sell all' button. Please note: MeDirect does not charge any transaction costs. However, when selling capitalisation funds, you must pay the stock exchange tax and possibly also capital gains tax.
Can I sell my Wealth Management Portfolio in one go?
You can sell the entire Wealth Management Portfolio via the button 'Sell all'. Please note: MeDirect does not charge any transaction costs. However, when selling capitalisation funds, you must pay the stock exchange tax and possibly also capital gains tax. MeDirect will also calculate the proportional outstanding Wealth Management fees still to be paid.