About us

Board of Directors

Tim Rooney
Chief Executive Officer

Tim Rooney served between June 2018 and February 2020 as Chief Executive Officer and director of Bank Nagelmackers and Anbang Belgium Holding, both in Belgium.  Prior to that, he served as Chief Operations Officer of Anbang Belgium Holding and in a number of senior roles in the mortgage, risk and banking fields at Genworth Mortgage Insurance, Deutsche Bank PBC, General Electric Europe and Citifinancial UK. Tim holds a BA (Honours) degree in Political Science and Economics from Huddersfield University (UK).

 


Marcia De Wachter
Chairwoman and Independent Non-Executive Director

Marcia De Wachter served in several positions at the National Bank of Belgium where she became the first female Vice Governor. She was Economic Advisor to the Cabinet of the Belgian Prime Minister and economics professor at different universities. She is currently also an Independent Non-Executive Director at LeaseInvest of Group Ackermans&vanHaaren. Marcia is founder of Brain-at-Trust, a consultancy coaching C-suite Executives. She is a founding member of the international Women’s Forum for Economy and Society and of Women in Finance. She was awarded the ‘Exceptional Woman of the Year’ award by the Belgian Government and as ‘Alumnus of the Year’ at the University of Antwerp. She is a frequent and acclaimed keynote speaker on national and international fora.

Marcel Berkhout
Chief Financial Officer

Marcel Berkhout joined Royal Dutch Shell in 1994, assuming various positions in engineering and finance in Scotland and London (UK). In 2000, Mr. Berkhout joined the corporate finance division of Kempen & Co, a niche investment bank based in Amsterdam, the Netherlands. In corporate finance, Marcel was involved in several M&A and ECM transactions, mostly in the energy sector. Upon the acquisition of Kempen & Co by Dexia Bank, Marcel continued his career at the parent Dexia Bank in Brussels in a number of senior management roles, mostly within the corporate banking division. In 2011, Marcel became CFO of Optima Bank, a Belgian institution with focus on personal/private banking.

Mr. Berkhout is CFO of MeDirect Bank. Marcel joined the bank shortly after it had received its banking license in 2015. Core responsibilities are financial and regulatory reporting and treasury/ALM. Furthermore, as CFO, Marcel is driving the bank’s balance sheet diversification into retail mortgage lending. Recently he has led the bank's inaugural retail mortgages backed securitisation (RMBS) transaction.

Marcel holds a MEng in Chemical Engineering (cum laude) from Twente University, the Netherlands.

Hasan Dajani
Chief Risk Officer

Hasan Dajani is a risk management executive with over 20 years of experience gained working for major financial institutions in London and New York.  Before joining MeDirect, he served as Managing Director and senior member of the risk management team at Deutsche Bank, where he helped steer risk planning and strategy formulation. Before that, he managed credit risk for Deutsche Bank’s global capital markets, corporate finance and asset and wealth management divisions. Hasan started his professional career in Project Finance, as an SME investment officer working for the International Finance Corporation. He holds an MBA from Boston University and a Bachelor of Science in Chemical Engineering from Purdue University in the United States

Franca Vossen
Non-Executive Director and Acting Chairperson
Franca Vossen has held various international senior management positions in finance and risk at global organisations including ABN AMRO, Fortis, ING, DLL and LeasePlan. Between 2004 and 2007, Ms Vossen led the worldwide implementation of Sarbanes Oxley legislation at ABN AMRO and between 2007 and 2008, she was head of integrated risk management at ABN AMRO Asset Management. In addition, Ms Vossen was chief risk officer at Fortis Investments between 2008 and 2009 and global head of risk governance at ING Investment Management between 2009 and 2011. From 2011 to 2017 she was chief risk officer and executive vice-president of DLL, the leasing arm of Rabobank, where she managed the global risk function and was a member of the supervisory board of various DLL subsidiaries. She was also a member of the supervisory board of Stichting Pensioenfonds Openbaar Vervoer between 2014 and 2017. Between 2017 and 2020 Ms Vossen was chief risk officer and member of the managing board of LeasePlan. In which capacity she was responsible for Risk, Compliance, Privacy, Regulatory Affairs, Company Secretariat, CSR and Artificial Intelligence. Ms Vossen holds a Master’s degree in Russian and German Studies from Leiden University and an MBA from EuroMBA. She successfully completed the supervisory board programme of Erasmus University Rotterdam. 
Henry Schmeltzer
Director of Commercial Strategy & Head of Legal

Henry Schmeltzer founded and managed the European ABS and Illiquid Credit structuring and execution businesses at UBS, including development of the synthetic ABS and ABS derivatives businesses, non-recourse senior funding structures and asset origination strategies and structures. Before joining UBS, he ran credit structuring and origination businesses at Swiss Re London, Merrill Lynch London and Lehman Brothers London and New York. Prior to becoming a banker, Henry was an attorney in New York, leaving the law firm Brown & Wood as a partner. He holds an MBA (Finance) from the New York University, a JD from the University of Chicago and an AB (magna cum laude) from the Woodrow Wilson School of Princeton University. He was awarded CFA designation and is a member of the bar of the State of New York.


Michael Adrian Bussey
Non-Executive Director

Michael Bussey joined HSBC in 1980 as an international executive and spent over twenty years as an expatriate in a variety of senior roles. During that period he lived and worked in Asia, the Middle East, Africa, North America and the UK. His last role with HSBC was CEO HSBC Private Banking EMEA. From 2001, Michael decided to remain in UK and specialise in Private Banking and Wealth Management. After a short period with Schroders, he was appointed CEO Private Banking and Trust at NM Rothschild. His last executive role was as CEO of Arbuthnot Latham & Co. In 2011 Michael began his “portfolio” career by chairing UK Wealth Management which was a Leeds based IFA owned by Duke Street Capital. A successful exit was achieved in 2014 by way of a trade sale. He is chairman of Gentoo Genie Ltd, an award winning FCA regulated business which has created a new financing structure for first time home buyers, and a chairman and non-executive director of Credit Suisse (UK) Ltd, where he also chairs the Remuneration and Nominations Committee.

John Zarb
Independent Non-Executive Director
John Zarb retired from his role as partner at PwC at the end of 2014 after a career spanning over 40 years spent within the audit and advisory practices of the firm. He is a past president of the Malta Institute of Accountants, and served for a number of years on the Accountancy Board and as Malta’s representative on the EU Accounting Regulatory Committee. John is currently the chairman of PG plc, a board member and chairman of the audit committee of Tumas Investments plc and a director of Foster Clark Products Limited. He joined the board of MeDirect as an independent non-executive director and was elected as chairman of the Audit Committee on 17 July 2017.

Other Key Officers

Bruno Ceysens
Head of Compliance

Bruno Ceysens joined MeDirect in 2020 but started his career in the financial industry in 2002 joining Kredietbank Luxembourg (now Quintet Private Banking) in Monaco as junior portfolio manager. He then joined Dexia Asset Management (now Candriam) in 2004 before working for Accenture on the implementation of MiFID I in the Private Banking department of a major Belgian bank. After spending more than 3 years in a “wealth management boutique” in Luxembourg (Qualion Finance), Bruno joined Bank Degroof (now Bank Degroof Petercam) in 2011 as member of the Compliance Department where he has acquired extensive experience in all areas of Compliance while being a central contact point for the regulators. Bruno holds a Degree in economics of the Catholic University of Louvain, has completed all three levels of the CFA and successfully passed the Febelfin Certified Compliance Officer exam.

Andrea Borrell Vila
Head of Legal and Company Secretary

Andrea Borrell Vila started her professional career as in-house banking attorney, working for Banc Sabadell and ABN AMRO Bank. She continued it in the healthcare sector (Baxter Healthcare), where she worked for several years and was an active member of the management team, responsible for the legal support to several business, countries and functions in Europe and the US. She has more than 20 years of experience providing legal support and direction, with a focus on corporate and commercial law, finance and compliance, and being part of several boards and pension funds. She holds an MBA from Vlerick Business School, a Master in European law from the Université Catholique de Louvain as well as a Master of Laws (LLM) in International transactions from McGeorge School of Law, in addition to her Juris Doctor degree from the Autonomous University of Barcelona. 

Peter Besuijen
Head - Dutch Mortgages

Peter Besuijen started his career at ING Bank, subsequently joining Nutsspaarbank, one of the largest savings banks in the Netherlands, where he was responsible for marketing and operations of savings, payments systems, self-service banking and consumer loans. After the merger into VSB Bank he was appointed Manager Retail Marketing, covering the full retail product portfolio. Peter then joined a greenfield operation setting up Hypotrust/Quion, a third party mortgage servicer. As member of the executive board he was responsible for the commercial and operational development of the company, building the brand and implementing business concepts for a range of (inter)national corporate clients. Thereafter, he continued his career as a consultant, CCO/Board member of Credit Management & Investor Solutions (a mortgage platform) and Branch Manager of Maple Bank in the Netherlands. Peter studied marketing at The Hague University of Applied Sciences.

Steve Plasman
Head of Internal Audit

Steve has more than 20  years’ experience in the field of audit and is specialized in the financial sector. He joined Me Direct Belgium in April 2019.Right after gaining a Master in Business Engineering from the Solvay Brussels School Economic and Management, he began at Ernst and Young as external auditor.  After 10 years of experience in the field of external audit, he decided to become an internal auditor and acquired a strong expertise in the banking sector working for Fortis Bank, ING Bank and Bank of New York Mellon. He is a Certified Internal Auditor (CIA) and Financial Risk Manager (FRM). Steve is also a former lecturer at the Solvay Brussels School and is lecturer for Wolters Kluwer in the fields of audit and Governance Risk and Control frameworks (GRC).”