A diversified portfolio with a focus on returns

Historical performance over 1, 3, 5 and 10 years

The MeDirect Wealth Management, based on a strategic asset allocation and the selection of the best funds, in collaboration with the Morningstar experts, is paying off. The final result over the past five and ten years is therefore positive and contributes in achieving healthy long-term returns (of 5 years or more), which is the aim of MeDirect Wealth Management.

1 Year
3 Years
5 Years
10 Years
Start date
End date
Benchmark defensive
Benchmark conservative
Benchmark balanced
Benchmark growth
Benchmark dynamic

The above table mentions the annualised and simulated gross returns (management fee (max. 0,90%) and  possible taxes excluded). More info on our wealth management fees. Past performances are no guarantee for future results. 

Performance evolution of our five portfolios

The graph below (data until 31/12/2018) shows the cumulative gross returns of our five portfolios (defensif to dynamic) over the past 3, 5 and 10 years.

Custom Benchmark Balanced

Portfolio Balanced

The MeDirect Portfolios were constructed on 31-03-2014. The performance shown before this date is based on back tested data and is calculated using the weighted average of the current funds in the portfolio (as of 31-03-2014) going back three, five and ten years; for those funds with a shorter history than this, an index was used to complete return. Fund weights were rebalanced back to their target every quarter. The asset allocation remains static throughout the simulated back test. The returns are gross of MeDirect management fees except the fees charged by the underlying fund managers. The performance is provided for illustrative purposes only and should not be viewed as actual portfolio results. Past performance is not a guarantee of future results.

The MeDirect Custom Benchmark is constructed from the following underlying indices, weighted according to the risk profile of the portfolio being managed: MSCI ACWI ex Europe NR EUR index; MSCI Europe NR EUR index; Barclays Euro Aggregate Bond index; Barclays Global Aggregate Bond TR EUR index. The Defensive and the Conservative Portfolios also include three month Euribor