Frequently Asked Questions


My portfolio is not performing very well while I have a portfolio at another bank which has been performing a lot better over exact same period. Why is that?

It is often too simplistic to compare the returns of two portfolios without undertaking an analysis on their risk profiles and investment universe.

At the very least, an investor should look at the equity weight of the two solutions, however other factors such as currency, credit rating, stock concentration, volatility and usage of derivatives should also be considered when comparing the performance of two portfolios.

The MeDirect portfolios are designed to offer the optimal investment profile for a given level of risk and as such should be measured against their custom benchmarks and Morningstar peer group averages.