Do the Model Portfolios have a specific risk profile?
The ‘Capitalisation’ Model Portfolio has 5 different risk profiles. You can choose a risk profile from defensive to dynamic. A defensive portfolio contains mainly fixed income funds, whereas a dynamic portfolio mostly contains equity funds. Therefore, a dynamic portfolio will be more sensitive to fluctuations on stock markets. The profit expectations of a dynamic portfolio will also be higher than those of a defensive portfolio.
The ‘Regular Income’ Model Portfolio always has a balanced risk profile.
The 'MijnKapitaal Mixerfonds' model portfolio also has more of a defensive fund selection.
The ‘MijnKapitaal Flexerfonds’ model portfolio is a basket of equity funds and dynamic mixed funds.