MeDirect ME12 Savings Account

This account is for savers looking to build up a savings reserve and who don’t need their money for at least 12 months, taking effect 3 months after account opening at the earliest.

% 1,00% basic net rate per annum (1,43% gross - 30% withholding tax)
0 No costs for opening and managing the account
3 Interest paid every 3 months

Duration: open-ended with 12 months’ notice period
  • Duration: open-ended with 12 months’ notice period, taking effect 3 months after account opening at the earliest
  • The accumulated maximum amount per client on one or more ME12 savings accounts is €500.000
  • The interest rates on this account may change, however this will be communicated in time by e-mail and you can always consult these rates on our website
  • Risk: Deposits on savings accounts at MeDirect Bank NV/SA (state of origin: Belgium, under Belgium law) are protected up to a maximum of 100.000 EUR under the Belgian deposit guarantee scheme. In the event of the Bank's insolvency (e.g., if it goes into bankruptcy), you run the risk of losing any deposits you have over 100,000 EUR, or their amount could be reduced or converted into shares. Find out more in the Deposits Protection Information Sheet.
  • The ME12 Savings accounts is a non-regulated savings accounts. This means that the account is not exempt from withholding tax on the first 1.880 EUR of interest per person. However MeDirect always mentions the net rate after 30% withholding tax so that customers can easily compare net rates with other savings accounts.  

At MeDirect Bank we do everything that’s possible to deliver the best services to clients. In case you are not satisfied about our services and you wish to send a complaint, you can do this by contacting and/or

ME12 in the press

Video only available in Dutch


Want to find out how much you can save?

The results of this calculator are indicative

The net rate includes a 30% withholding tax.