This savings account is intended for those who want to save and receive a basic interest from day 1 with in addition a fidelity premium. You will receive the latter for every deposit that is on the account for 12 consecutive months.
%0,05% base rate on an annual basis 0,80% fidelity premium on an annual basis
0Opening and managing this savings account is free of charge
1Base rate paid annually fidelity premium paid 4 times a year
Immediate access to your money
The interest rates of our savings account might change, but this will be communicated by e-mail in due time and you can always consult these on our website.
Risk: Deposits on savings accounts at MeDirect Bank NV/SA (state of origin: Belgium, under Belgium law) are protected up to a maximum of 100.000 EUR under the Belgian deposit guarantee scheme. In the event of the Bank's insolvency (e.g., if it goes into bankruptcy), you run the risk of losing any deposits you have over 100,000 EUR, or their amount could be reduced or converted into shares (bail-in). Find out more in the Deposits Protection Information Sheet.
Regulated savings account: interest is excempt from withholding tax up to and including €960 per person. For interests that exceed this amount a withholding tax of 15% is applicable. A double exemption up to and including € 1,920 applies to a joint account with a cohabiting or married partner.
The base rate is paid on 1 January and the fidelity premium is paid every quarter when acquired.