Choose for savings accounts that do yield

Whether you want to save for the short- or long-term, we always have a solution for you. You can choose the savings account that fits you best and watch your money grow with an attractive rate.

Choose your savings category



Regulated savings account that offers a basic interest and a fidelity premium

MeDirect Fidelity Savings

0,05% base rate on an annual basis
0,50% fidelity premium on an annual basis

  • Base rate is paid annually and you receive a fidelity premium for each amount that stays 12 months on the account. The fidelity premium will be deposited on your account on the first day of the following quarter
  • Opening and managing this savings account is free of charge
  • Duration: open-ended
  • No maximum amount
  • Available in EUR
  • Regulated savings account: interest is exempt from withholding tax up to and including €980 per person. For interests that exceed this amount a withholding tax of 15% is applicable
  • A double exemption up to and including € 1,960 applies to a joint account with a cohabiting or married partner
  • Account reserved for online use

This savings account is intended for those who want to save and receive a basic interest from day 1 with in addition a fidelity premium. You will receive the latter for every deposit that is on the account for 12 consecutive months.

Saving accounts with one interest rate, interest is paid quarterly

ME Savings Accounts

ME3 Savings Account: 0,30% basic net rate per annum
(0,43% gross - 30% withholding tax)

ME6 Savings Account: 0,40% basic net rate per annum
(0,57% gross - 30% withholding tax)

  • Interest rate is paid quarterly
  • Opening and managing without charges
  • Duration: open-ended with choice of notice periods between 3 and 6 months.
  • No maximum amount for ME3. For ME6 the accumulated maximum amount per customer on one or more ME6 savings accounts is €500.000
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax
  • Account reserved for online use

A savings account for savers who are looking for one interest rate and who are comfortable that they will not need their money during the applicable notice period.

   ME6 Saving Account fact sheet

   ME3 Account Fact sheet

Express Savings Account

0,07% basic net rate per annum
(0,10% gross - 30% withholding tax)



  • Interest paid every 3 months
  • Opening and managing this savings account is free of charge
  • Duration: open-ended
  • No maximum amount
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax
  • Account reserved for online use



A savings account fit for savers looking for one clear and attractive interest rate where you can always access your savings

   Express Account Fact sheet

Fixed term deposits of 1 to 5 years with a fixed rate

Fixed Term Account

Duration from 1 to 5 years, consult all interest rates here

  • Interest paid once a year
  • Opening and managing this savings account is free of charge
  • Term: 1, 2, 3, 4 or 5 year
  • The interest rate is fixed in advance for the entire term of the account
  • Available in EUR, USD and GBP
  • Term Deposit subject to 30% withholding tax
  • Account reserved for online use

A fixed term account for savers looking for a fixed interest rate and able to miss their money for 1 year or longer

   FTD Fact sheet

Additional information MeDirect Bank Savings and fixed term accounts


  • The interest rates on our savings and fixed term accounts may change, however this will be communicated in time by e-mail and you can always consult these rates on our website.
  • Risk: Deposits on savings accounts at MeDirect Bank NV/SA (state of origin: Belgium, under Belgium law) are protected up to a maximum of 100.000 EUR under the Belgian deposit guarantee scheme. In the event of the Bank's insolvency (e.g., if it goes into bankruptcy), you run the risk of losing any deposits you have over 100,000 EUR, or their amount could be reduced or converted into shares (bail-in). Find out more in the Deposits Protection Information Sheet.
  • The ME3, ME6 and Express Savings accounts are non-regulated savings accounts. This means that the account is not exempt from withholding tax on the first 980 EUR of interest per person. However MeDirect always mentions the net rate after 30% withholding tax so that customers can easily compare net rates with other savings accounts.
  • Please read the Essential information for savers or the product sheet for the savings accounts and/or fixed term deposit before opening an account.

 

We do our best to provide you with the best possible service. In case you are not satisfied about our services and you wish to send a complaint, you can do this by contacting complaints@medirect.be and/or Ombudsman@ombudsfin.be

Calculator

Want to find out how much you can save?

The results of this calculator are indicative

The net rate includes a 30% withholding tax.