Model Portfolio Capitalisation

MeDirect has created a Model Portfolio to let you invest efficiently and easily. This portfolio contains only capitalisation funds. The returns are reinvested automatically with the aim to grow your capital. Invest in a diversified portfolio with top funds in one step.

Characteristics

Diversified portfolio aimed at capital growth

You invest in a diversified portfolio of 10 capitalisation funds, which automatically reinvests potential revenue with the aim of achieving capital growth. At the bottom of this page, you find an overview of the historical performances over one, three and five years.

Choose from five risk profiles (from defensive to dynamic)

Together with Morningstar, one of the world's largest independent financial research centres, we made a selection of well-performing capitalisation funds. You can choose your own personal risk profile (from defensive to dynamic).

Start from € 2.500 and without any entry or exit fees

Just like with most individual funds, you do not pay any entry or exit fees, nor transaction costs.

Composed in collaboration with Morningstar

MeDirecct Bank works closely together with Morningstar, a renowned and independent financial research company, to select the best funds for our portfolios and to determine a healthy asset allocation.

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Pros


  • Diversified over 10 different capitalisation funds

  • Proceeds are automatically reinvested with the aim of capital growth

  • You can choose from five different risk profiles (from defensive to dynamic)

  • No withholding tax on payouts

  • Same terms as buying funds yourself: no entry or exit fees

Cons


  • Diversification does not mean that losses cannot occur

  • No monitoring of your portfolio by MeDirect

  • Upon sales of capitalisation funds, you will pay stock exchange tax and if applicable capital gains tax

Overview of Past Performances

Overview of past performances over one, three and five years

The Model Portfolio 'Capitalisation' achieved an annualised gross return between 2,80% for the Defensive profile and 5,44% for the Dynamic profile over the last five years (excluding stock exchange tax and if applicable capital gains tax upon sales).

1 year
3 years
5 years
Start date
1-Jan-18
1-Jan-16
1-Jan-14
End date
31-Dec-18
31-Dec-18
31-Dec-18
Defensive
-1,86%
+1,03%
+2,80%
Conservative
-3,17%
+1,38%
+3,37%
Balanced
-4,89%
+2,28%
+4,57%
Growth
-6,90%
+2,36%
+5,03%
Dynamic
-8,18%
+2,29%
+5,44%

In the table above, you also find, in addition to the returns over 5 years, the annualised return over 3 years and 1 year. The performances shown are a simulation on the basis of historical NAVs of the current funds in the portfolio. The performances are used for illustrative purposes only, and past performances are obviously not indicative of future performances.

Additional information MeDirect Model Portfolios

  • Through these Model Portfolios, MeDirect offers you a tool to invest in a diversified basket of funds in one easy step.

  • Entry through a Model Portfolio carries the same terms when buying the funds one by one, and without any entry or exit fees.

  • Each of our Model Portfolios has its own specific characteristics (risk profile, capitalisation or distribution). You can control which portfolio(s) you choose, and manage it online yourself or adjust it after you stepped in.

  • A Model Portfolio is an Execution-only product for which we do not give personalised advice.

  • Choose our online wealth management if you prefer personalised advice about your investment profile and having your portfolio monitored by our experts.

  • The Model Portfolios are composed of funds. Fund is the popular name for UCI (Undertaking for Collective Investment). A UCI is an undertaking that brings together several investors and invests their deposited money in various investment options, such as stocks, bonds, cash, etc., in order to spread the risk..

  • We recommend that you always read the KIID, prospectus and annual report of funds included in the portfolios ; when you do a simulation for a specific portfolio, you will find them easily by clicking on the name of the fund.

  • With a Model Portfolio you aim for a potentially higher long-term return (in our opinion at least 5-10 years). There are, of course, risks attached to investing, and loss of investment can occur. A Model Portfolio offers no guarantee for capital.

  • Should you have any questions, please check the heading Model Portfolios in our section FAQs or contact our Client Service Center by phone 02 518 0000 or via info@medirect.be. They will be happy to help you.