Transparent savings & fixed term accounts with one clear, attractive rate

Whether you want to save for the short- or long-term, we always have a solution for you. You can choose the savings account that fits you best and watch your money grow with one clear and attractive rate.

Choose your savings category



Savings accounts offering an attractive interest rate with a 3 or 6 month notice period

0,40% basic net rate per annum
(0,57% gross - 30% withholding tax)

  • Interest paid every 3 months
  • Opening and managing this savings account is 100% free of charge
  • Duration: open-ended with 6 months' notice period
  • The accumulated maximum amount per client on one or more ME6 savings accounts is €500.000
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax

This account is designed for savers who are looking for an attractive interest rate on a savings product and who are comfortable that they will not need their money during the next 6 months.

   ME6 Saving Account fact sheet

0,30% basic net rate per annum
(0,43% gross - 30% withholding tax)*

  • Interest paid every 3 months
  • Opening and managing this savings account is 100% free of charge
  • Duration: open-ended with 3 months' notice
  • No maximum amount
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax

This account is designed for savers who are looking for an attractive interest rate on a savings product and who are comfortable that they will not need their money during the next 3 months.

   ME3 Account Fact sheet

Savings accounts offering a flexible short term access to your savings

0,26% basic net rate per annum
(0,37% gross - 30% withholding tax)

  • Interest paid every 3 months
  • Opening and managing this savings account is 100% free of charge
  • Duration: open-ended with 1 month notice period
  • No maximum amount
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax

This account is designed for savers who are looking for an attractive interest rate on a savings product and who are comfortable that they will not need their money during the next 1 month.

   ME1 Savings Account fact sheet

0,07% basic net rate per annum
(0,10% gross - 30% withholding tax)

  • Interest paid every 3 months
  • Opening and managing this savings account is 100% free of charge
  • Duration: open-ended
  • No maximum amount
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax

A savings account fit for savers looking for one clear and attractive interest rate where you can always access your savings

   Express Account Fact sheet

Term Deposit Accounts from 1 to 5 years at a fixed interest rate

Rates up to 0,77% net per annum
(1,10% gross – 30% withholding tax)

  • Interest paid once a year
  • Opening and managing this savings account is 100% free of charge
  • Term: 1, 2, 3, 4 or 5 year
  • The interest rate is fixed in advance for the entire term of the account
  • Available in EUR, USD and GBP
  • Term Deposit subject to 30% withholding tax

A fixed term account for savers looking for a fixed interest rate and able to miss their money for 1 year or longer

   FTD Fact sheet

Additional information MeDirect Savings and fixed term accounts


  • The interest rates on our savings and fixed term accounts may change, however this will be communicated in time by e-mail and you can always consult these rates on our website.
  • Risk: Deposits on savings accounts at MeDirect Bank NV/SA (state of origin: Belgium, under Belgium law) are protected up to a maximum of 100.000 EUR under the Belgian deposit guarantee scheme. In the event of the Bank's insolvency (e.g., if it goes into bankruptcy), you run the risk of losing any deposits you have over 100,000 EUR, or their amount could be reduced or converted into shares. Find out more in the Deposits Protection Information Sheet.
  • The ME1, ME3, ME6 and Express Savings accounts are non-regulated savings accounts. This means that the account is not exempt from withholding tax on the first 960 EUR of interest per person. However MeDirect always mentions the net rate after 30% withholding tax so that customers can easily compare net rates with other savings accounts.
  • Please read the product sheet for the savings accounts or fixed term deposit before opening an account.

 

We do our best to provide you with the best possible service. In case you are not satisfied about our services and you wish to send a complaint, you can do this by contacting complaints@medirect.be and/or  contact@consumentenombudsdienst.be

Calculator

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The results of this calculator are indicative

The net rate includes a 30% withholding tax.

*ME3 rate valid from 19/09/2018. Before that date the interest rate of the ME3 Savings Account is 0,40% net (0,57% gross – 30% withholding tax).