Transparent savings & fixed term accounts with one clear, attractive rate

Whether you want to save for the short- or long-term, we always have a solution for you. You can choose the savings account that fits you best and watch your money grow with one clear and attractive rate.

1,00% net basic interest per annum (1,43% gross - 30% withholding tax)

  • Interest paid every 3 months
  • No costs for opening and managing the account
  • Duration: open-ended with 12 months’ notice period, taking effect 3 months after account opening at the earliest
  • The accumulated maximum amount per client on one or more ME12 savings accounts is €500.000
  • Available in EUR
  • Non-regulated savings account, subject to 30% withholding tax

This account is for savers looking to build up a savings reserve and who don’t need their money for at least 12 months, taking effect 3 months after account opening at the earliest.

   ME12 Savings Account fact sheet

0,40% basic net rate per annum (0,57% gross - 30% withholding tax)

  • Interest paid every 3 months
  • Opening and managing this savings account is 100% free of charge
  • Term: 3 months minimum
  • Flexible access to your money with 3 months notice
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax

A savings account fit for savers looking for one clear and attractive interest rate and able to miss their money for at least 3 months

   ME3 Account Fact sheet

0,15% basic net rate per annum (0,21% gross - 30% withholding tax)

  • Interest paid every 3 months
  • Opening and managing this savings account is 100% free of charge
  • Term: unlimited duration
  • Instant access to your money on your account
  • Available in EUR
  • Non-regulated savings account and is subject to 30% withholding tax

A savings account fit for savers looking for one clear and attractive interest rate where you can always access your savings

   Express Account Fact sheet

Rates up to 0,77% net per annum (1,10% gross – 30% withholding tax)

  • Interest paid once a year
  • Opening and managing this savings account is 100% free of charge
  • Term: 1, 2, 3, 4 or 5 year
  • The interest rate is fixed in advance for the entire term of the account
  • Available in EUR, USD and GBP
  • Term Deposit subject to 30% withholding tax

A fixed term account for savers looking for a fixed interest rate and able to miss their money for 1 year or longer

   FTD Fact sheet

Additional information MeDirect Savings and fixed term accounts


  • The interest rates on our savings and fixed term accounts may change, however this will be communicated in time by e-mail and you can always consult these rates on our website.
  • Risk: Deposits on savings accounts at MeDirect Bank NV/SA (state of origin: Belgium, under Belgium law) are protected up to a maximum of 100.000 EUR under the Belgian deposit guarantee scheme. In the event of the Bank's insolvency (e.g., if it goes into bankruptcy), you run the risk of losing any deposits you have over 100,000 EUR, or their amount could be reduced or converted into shares. Find out more in the Deposits Protection Information Sheet.
  • The ME3 and Express Savings accounts are non-regulated savings accounts. This means that the account is not exempt from withholding tax on the first 1.880 EUR of interest per person. However MeDirect always mentions the net rate after 30% withholding tax so that customers can easily compare net rates with other savings accounts.
  • Please read the product sheet for the savings accounts or fixed term deposit before opening an account.

 

We do our best to provide you with the best possible service. In case you are not satisfied about our services and you wish to send a complaint, you can do this by contacting complaints@medirect.be and/or contact@consumentenombudsdienst.be

Calculator

Want to find out how much you can save?

The results of this calculator are indicative

The net rate includes a 30% withholding tax.

At MeDirect Bank we do everything that’s possible to deliver the best services to clients. In case you are not satisfied about our services and you wish to send a complaint, you can do this by contacting complaints@medirect.be and/or contact@consumentenombudsdienst.be.